OUR GAP COVER
PRODUCT INFORMATION
Our competitive and affordable products are unparalleled in the market place and are the ideal complement
to your overall healthcare portfolio. With a range of insurance solutions, Sirago provides comprehensive
effective cover to suit every individual.
Disclaimer:
Gap cover is not a substitute for a medical scheme membership and the cover is not the same as that of a medical scheme. This is a Short-term Insurance Accident and Health policy in terms of the Short-term Insurance Act 53 of 1998. The policy wording supersedes any marketing documentation and all benefits will be payable against the policy wording terms and conditions only.
Explore our gap products
Gap Liberal Cover
For the younger generation.
From
R360
per month
Gap Core Cover
Affordable cover for the family.
From
R360
per month
Gap Assist Cover
Great start to your gap cover.
From
R401
per month
Gov Gap
A tailor-made solution for government employees.
From
R404
per month
Plus Gap
Affordable cover that’s right for you.
From
R466
per month
Ultimate Gap Cover
Our most comprehensive option with an extensive range of benefits.
From
R583
per month
Exact with Gap & Co-pay Cover
Cover for specific procedures with additional gap and co-payment cover.
From
R413
per month
Gap Liberal Cover
For the younger generation.
From
R360
per month
Gap Core Cover
Affordable cover for the family.
From
R360
per month
Gap Assist Cover
Great start to your gap cover.
From
R401
per month
Gov Gap
A tailor-made solution for government employees.
From
R404
per month
Plus Gap
Affordable cover that’s right for you.
From
R466
per month
Ultimate Gap Cover
Our most comprehensive option with an extensive range of benefits.
From
R583
per month
Exact with Gap & Co-pay Cover
Cover for specific procedures with additional gap and co-payment cover.
From
R413
per month
Gap Cover Comparison
Benefits
R213 000 OAL
In-Hospital Benefit
Comparison
Gap Cover
Robotic Surgery
Co-payments
Co-payments charged
as a percentage
Penalty Fee Cover
Day Hospital/Clinic/In-room
Surgical Procedures
PMB Cover
Hospital Account Shortfall
Sub-Limit Enhancer
Step Down
Out-of-Hospital Benefit
ComparisonPrimary Care Consultation
Benefit
Specialist Consultation Fee
Casualty Benefit
Casualty Benefit
Appliance Benefit
Trauma Counseling
Accidental Dental Benefit
Cancer Benefits
Cancer Co-payment Benefit
Cancer Benerfit – Boost
Cancer Benefit – Breast
Reconstruction
Value-Added Benefits
Gap Cover Premium Waiver
Medical Scheme Premium Waiver
Accidental Death
Cancer Cover (Initial Diagnosis)
Sira’Go Baby
Sirago MedCare (Free Medical
Scheme ADR
Gap Liberal
From
R172
per month
400%
Gap Core
From
R360
per month
350%
Gap Assist
From
R401
per month
500%
Plus Gap
From
R466
per month
500%
Ultimate Gap
From
R583
per month
500%
Gap Liberal
From
R172
per month
400%
Gap Core
From
R360
per month
350%
Gap Assist
From
R401
per month
500%
Plus Gap
From
R466
per month
500%
Ultimate Gap
From
R583
per month
500%
Compare cover benefits in depth
Select two cover options to compare benefits.